Abstract:
The project aims to assess and determine the economic and financial feasibility of the creation of a Credit Cooperative student graduates micro Polytechnic School of Litoral (ESPOL). Besides having a priority to reach students and graduates of the previous levels. The importance of the project is the savings and credit service based on principles and rules, aimed at students and recent graduates micro levels of the Escuela Superior Politecnica del Litoral, to carry out innovative projects to promote professional development and openness to new places jobs, promote ethics, professionalism, accountability, ongoing progress and all the principles of cooperative towards society. It was determined that the product launch would have been well received and successful. The location of the cooperative at the Escuela Superior Politecnica del Litoral for being the place was more popular than 57.5% by the respondents, the same one that provides greater benefit because the bank is located in Pacific ESPOL. The financial analysis concluded that considering the normal scenario the VAN is -35580.87 that the TIR is 5.93% of the TMAR of the project is 14.96% which is higher than the TIR, indicating that the project is not feasible. Sensibility analysis shows that the project is more sensitive to an increase or decrease in costs than in income.
